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Security The SMS /ussd encryption ends in the radio interface, then the message is a plaintext.
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Easy It's just another option during the checkout process.Mobile wallets Card-based payments Carrier billing (Premium SMS or direct carrier billing) Contactless payments NFC (Near Field Communication) Direct transfers between payer and payee bank accounts in near real-time (bank-led model, intra/inter-bank transfers/payments that are both bank and mobile operator agnostic) There can be combinations.Most transactions do not require authentication, but some require authentication using PIN, before transaction is completed.Remembering keywords is not required since sessions are initiated by the enterprise to establish a transaction specific context.So if youre mad for slots, table games, and live mobile casino action, the only place you need to be is here with the best slots at Top Slot Site Casino!Archived from the original.Asia and Africa will observe significant growth for mobile money with technological innovation and focus on interoperability emerging as prominent trends by 2018.Some mobile payment services accept "premium SMS payments." Here is the typical end user payment process: citation needed User sends SMS with keyword and unique number to a premium short code."GoPago's line-skipping mobile payment system launches in San Francisco".Mobile payment service provider model edit There are four potential mobile payment models: 44 Operator-Centric Model : The mobile operator acts independently to deploy mobile payment service.38 Direct carrier/bank co-operation edit In the T-Cash 39 model, the mobile phone and the phone carrier is the front-end interface to the consumers.For example, the mhits SMS payment service uses a peer-to-peer model.
Credit card edit A simple mobile web payment system can also include a credit card payment flow allowing a consumer to enter their card details to make purchases.
"Four models for mobile payments" (PDF).